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 Workers' Compensation
Frequently Asked Questions:
Q: When should I receive my first check?
A: No longer than the (14th ) day after the employer receives notice
of your injury.
Q: How often should I receive my checks?
A: Every (2) weeks.
Q: How much should I receive?
A: 66 2/3% of your average weekly wages earned in the (13) weeks
prior to your accident.
Q: Can I choose my own doctor?
A: You may choose any doctor off the carrier’s list of doctors
Q: Can I change doctors?
A: You may change your treating physician one time. For further
changes, you must file a grievance with the carrier’s managed care
provider.
Q: How long do I have to file a claim?
A: For accidents after 1994, you have (2) years from the date of
your accident to file a claim. If it has been more than (2) years from
the date of your accident, you may still file a claim if you have treated
with your authorized workers’ compensation doctor within the last
year.
Workers' Compensation Forms and Links
Click here for more information about Workers' Comp
Click
here for any and all Workers' Compensation Forms
Click here for
more information about the State of Florida Division of Workers' Compensation
Personal Injury
Frequently Asked Questions:
Q: If I am involved in an auto accident, who pays my medical bills and lost wages?
A: Your automobile insurance carrier pays up to $10,000.00 in medical
bills and lost wages regardless of who was at-fault. Your medical bills
and lost wages in excess of $10,000.00 are the responsibility of the at-fault
party, or, if the at-fault party has no insurance, your UM (uninsured
motorist) coverage would be responsible.
Q: Should I give a statement to my insurance company or the at-fault
party’s insurance company before consulting an attorney?
A: NO! These statements may be used against you at a later date.
Q: Who pays for the property damage to my vehicle?
A: If you are at fault, your insurance company pays. If you are
not at fault, the at-fault party’s insurance company pays. If there
is a dispute as to who is at fault, ordinarily your auto insurance company
will pay and attempt to get a portion or all of what it has paid back
from the other party’s insurance company.
Q: Can I recover damages from the at-fault party in an auto accident?
A: You can recover the following types of damages under the following
circumstances: Past and future lost wages and medical treatment (economic
damages) to the extent these damages exceed $10,000.00. Past and future
pain, suffering, mental anguish, and inconvenience (non-economic damages)
if you have:
1. Permanent loss of an important bodily function; or
2. A permanent injury per your doctor; or
3. Permanent scarring or disfigurement; or
4. Death. (Your estate has the claim)
Q: What if the at-fault party has no bodily injury coverage, or
the amount of the bodily injury coverage does not cover my total damages?
A: The UM (uninsured motorist / underinsured motorist) coverage
under your policy would be responsible if the at-fault party has no coverage,
or if the at-fault party’s coverage does not cover your total damages.
Q: In an automobile accident, how long do I have to file a claim?
A: Against your insurance company for the $10,000.00 in no-fault
benefits: (5) years from the accident if no benefits have been paid,
or
(5) years from the date the benefits in question were denied.Against
the at-fault party: (4) years from the date of accident.Against your
insurance
company for the UM (uninsured motorist) coverage: (5) years from the
date of accident.
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